If you’ve been hit by a driver without insurance, you’re likely wondering how to get the compensation you need to get your life back on track. Don’t panic. You still have options available to you after a San Antonio uninsured driver accident, and an experienced personal injury attorney can help you pursue them.
The Reality of Uninsured Drivers in San Antonio
Texas law requires all drivers to show they have the financial means to pay for any car accidents they cause. The most common way to meet this requirement is to purchase liability car insurance. Auto liability coverage pays for medical expenses, lost wages, property damage, and pain and suffering that other people suffer because of a crash the policyholder causes.
Unfortunately, far too many people fail to carry insurance. The Insurance Information Institute estimates that about one in seven drivers in Texas are uninsured. In San Antonio, the risks posed by uninsured drivers are compounded by high-traffic roads where accidents are more common, such as:
- I-35
- Loop 1604
- Loop 410
- I-10
- U.S.-90
- Culebra Road
Congested roadways and uninsured drivers are a combination that can leave innocent motorists paying the price of accidents that weren’t their fault.
How Uninsured Motorist (UM) Coverage Works
Insurance carriers are required to offer uninsured motorist coverage (UM) to drivers when they purchase a policy. Unless you rejected it in writing, you likely have UM coverage, which means you can file an insurance claim with your own insurer for your car accident injuries and losses.
UM insurance can pay for:
- You and your passengers’ medical bills
- Repairing or replacing your vehicle and damaged personal property
- The diminished value of your damaged vehicle
- A rental car while yours gets repaired
- Pain and suffering caused by the accident
How an Uninsured Motorist Lawyer From Patel Law Firm Can Help
Unfortunately, having a valid uninsured motorist claim in Texas does not guarantee that your insurance company will approve your claim or pay the compensation you deserve. The reality is that your own insurance provider is still a business, and its representatives work to save the company money by minimizing payouts. A San Antonio uninsured motorist lawyer from The Patel Firm can stand up for you and address any challenges the insurer raises to reduce your car accident settlement.
Our legal team starts by providing immediate support and a quick response. Next, we’ll investigate the circumstances of the accidents and gather evidence to establish liability. Finally, we will handle all negotiations with your insurer so you can focus on your recovery.
We pride ourselves on the strong, personalized representation we provide San Antonio accident victims. When you work with us, you can expect prompt communication and a dedication to pursuing meaningful results.
Contact a San Antonio Uninsured Motorist Accident Lawyer
If you or a loved one suffered injuries in an uninsured motorist accident in San Antonio, having reliable legal representation can make all the difference. Contact The Patel Firm today for a free consultation with an experienced car accident lawyer.
